The Federal Government of Nigeria has officially launched the FG GEEP Loan Programme 2025, opening a new opportunity for small business owners, traders, artisans and farmers to access interest-free and collateral-free loans across Nigeria.
The programme is part of the government’s ongoing efforts to reduce poverty, empower grassroots entrepreneurs and stimulate economic growth nationwide. Unlike commercial bank loans, the FG GEEP Loan is designed specifically for Nigerians who lack access to traditional financial institutions.
What Is FG GEEP Loan Programme 2025?
The Government Enterprise and Empowerment Programme (GEEP) is a federal social intervention scheme implemented under the National Social Investment Programme Agency (NSIPA).
Its primary goal is to provide easy access to funding for micro and small-scale businesses without placing financial pressure on beneficiaries.
Why FG GEEP Loan Is Different
- No interest charged
- No collateral required
- Simple and transparent application process
- Flexible repayment plan
- Nationwide coverage across all states
Since its introduction, the FG GEEP Loan has empowered millions of Nigerians, especially women, youths, and vulnerable groups.
FG GEEP Loan Categories Explained (TraderMoni, MarketMoni & FarmerMoni)
The FG GEEP Loan Programme operates through three targeted funding channels, each designed for a specific group:
1. TraderMoni
TraderMoni supports petty traders and artisans who need small startup or working capital to grow daily businesses such as kiosks, roadside shops, tailoring, and phone repairs.
2. MarketMoni
MarketMoni is tailored for market women and small business owners who require higher capital to expand operations, restock goods, or stabilize their businesses.
3. FarmerMoni
FarmerMoni is dedicated to smallholder farmers and supports funding for:
- Seeds and fertilizers
- Livestock farming
- Farm tools and equipment
- Small-scale agricultural expansion
This category plays a key role in strengthening food security in Nigeria.
FG GEEP Loan Amount & Benefits
Applicants approved under the FG GEEP Loan Programme 2025 enjoy the following benefits:
- Up to ₦300,000 loan (mainly for FarmerMoni beneficiaries)
- Zero interest on all loan categories
- No collateral or guarantor required
- Three-month grace period before repayment begins
- Flexible repayment structure designed for small businesses
This allows beneficiaries to invest and generate income before repayments start.
Who Is Eligible for FG GEEP Loan Programme 2025?
To qualify for the FG GEEP Loan, applicants must meet the following conditions:
- Be a Nigerian citizen
- Be a petty trader, artisan, market woman, or smallholder farmer
- Have a valid BVN and NIN
- Own an active phone number
- Show proof of an existing business or farming activity
Women, youths and economically vulnerable Nigerians are strongly encouraged to apply.
How to Apply for FG GEEP Loan Programme 2025 (Step-by-Step Guide)
The FG GEEP Loan application process is 100% free and online. Follow the steps below carefully:
Step 1
Visit the official FG GEEP portal:
Step 2
Create an account using your valid phone number and personal details.
Step 3
Choose the loan category that best matches your business or farming activity (TraderMoni, MarketMoni, or FarmerMoni).
Step 4
Complete the application form with accurate personal and business information.
Step 5
Submit your application and wait for official feedback from NSIPA.
Important Warning:
The FG GEEP Loan application is completely free. Do not pay anyone claiming to assist with registration or approval.
How FG GEEP Loan Repayment Works
Repayment begins after a three-month grace period, allowing beneficiaries time to grow their businesses. Repayments are structured to be affordable and business-friendly, ensuring beneficiaries are not financially strained.
Why You Should Apply Early
- Limited slots available nationwide
- High demand from traders and farmers
- Early applicants are processed faster
- Correct information increases approval chances
Applying early improves your chances of benefiting from this federal government empowerment programme.
READ ALSO: Ongoing Federal Government Recruitment 2025
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